Skip to content

Study Guide

Insurance

Accident Insurance

In compliance with law D.P.R. no. 1124/65, you are covered by INAIL insurance (Istituto Nazionale Assicurazione contro gli Infortuni sul Lavoro) against accidents occurring  while   undertaking study activities classified as risk activities. The policy provided by INAIL is also valid for approved internships all over the world.

What to do when involved in an accident

If you have been involved in an accident, please contact the Personnel Office promptly (see below).

The report must contain:

  • What happened (what, when, how, where, why)
  • Who is involved in the accident (name, address)
  • Are there any witnesses (name, address)

Requested documents: copy of INAIL certification issued by the doctor or by the Emergency Room.

Personnel Office Administrative Staff:
+39 0471 011350, personnel_administrative@unibz.it

Personnel Office Academic Staff (PhD students only):
+39 0471 011300, personnel_academic@unibz.it

Third Party Liability Insurance

You are covered by a third party liability insurance policy with the UNIPOLSAI ASSICURAZIONI SPA (policy number 101193858). The policy covers any compensation that would need to be paid by the person insured if s/he is legally liable for any damage caused involuntarily during his/her institutional activities (including internships!). The policy covers damage to people as well as to objects and is valid all over the world.

The policy covers damage to people as well as to objects and is valid all over the world.

What is the maximum amount covered (third party liability)?  

€ 15,000,000 for every single accident, with the limit of:

  • € 15,000,000 for each person;
  • € 15,000,000 for material damage.

What to do in case of damage/claims

In case of damage/claims or a circumstance which could cause a damage claim, please send following documentation to bursary@unibz.it and to your Faculty secretariat: 

  • Date, place and cause of damage
  • Detailed description of the facts
  • Damage claim with the complete information of the opposite party (name, surname, address and phone number)
  • Complete contact details of witnesses

Travel Insurance

You are covered by the “Europäische Reiseversicherung AG” Company for the entire period spent doing a previously approved internship and for trips connected with their studies and which is valid all over the world. The insurance policy is valid all over the world for a trip that lasts no longer than 180 consecutive days.

COVID-19 EMERGENCY: In the context of the medical emergency, the insurance benefits of the policy taken out by unibz may not be guaranteed due to force majeure.

Insurance cover depends on the security levels of the host country. There is no cover for countries with security levels 5 or 6 (updated information on security levels can be found online in English and German).

If the student feels that insurance cover is not sufficient, he or she must take out additional private insurance before departure.

 

Medical Services and Personal Protection

Service and amount covered:

  • Outpatient Treatment* - 100%
  • Transport of medicines* -100%
  • Inpatient hospital Treatment - up to € 220,000
  • Transfers of Patient - 100%
  • Transport home incl. air ambulance in medical emergencies * - 100%
  • Transport home after 3 days in hospital even if no medical emergency * - 100%
  • Search in rescue   - up to € 36,500

* These services are only valid for abroad. “Abroad” means any country that is not the country in which the insured person has their regular residence.

Travel Accident Insurance

Service and amount covered:

  • Compensation in the event of permanent disability   from 2% - up to € 100,000
  • Compensation in the event of death - up to € 100,000

Other areas that are covered are unforeseen changes to travel arrangements (e.g. organisation and refund if you have to return early), luggage (e.g. if damaged or lost), etc.

What to do in the event of an emergency

If you are involved in an emergency, contact asap the emergency hotline of the insurance company “Europäische Reiseversicherung AG” which is available 24 hours a day (+43-1-50 44400). They will ask for the policy number: no. 019910047993.

Please send afterwards a written communication (email) to the Purchasing Office : +39 0471 011910, bursary@unibz.it.

Please provide them with the following information:

  • What happened (what, when, how, where, why)
  • Who is  involved in the accident (name, address)
  • Are there any witnesses (name, address)
  • Any other useful documents (i.e. invoices)

NB: make sure you have the emergency telephone number (+43-1-50 444 00) and the policy number (no. 019910047993) with you at all times during internships and trips abroad.

SE PARTO PER... is an interactive guide that allows you to have information on whether you have the right to have health care during a stay, not only in Europe, but anywhere in the world.This is a new service created by the Ministry of Health for all clients (i.e. those who are registered with and pay into the Italian National Health Service - SSN) and for all health professionals. It is useful for everyone who has to travel for work or study in various countries around the world.

Medical Insurance for international students

To the page